LuDoMaTiQuE
Services / Automations / Cash flow

Smart customer dunning

Firm with chronic late payers, courteous with distracted good payers.

The problem

Chasing a late customer takes time, finesse and stress. Too soon offends. Too late, you lose cash. Not firm enough, no urgency. Too sharp, you break the relationship.

An admin assistant spends 3 to 5 hours a week on it. And forgets regularly, because operational priorities always come first.

A smart dunning system segments by customer profile, age of debt and amount. Human hands only step in for hard cases — with the context already prepared.

How it works
Step 01

Accounting integration

Sage, Cegid, Pennylane, QuickBooks — or a simple Excel export.

Step 02

Segmentation

Distracted good payer / occasional delay / chronic late / ongoing dispute.

Step 03

Tailored sequences

D+3 friendly reminder, D+15 firm chase, D+30 formal notice, D+60 legal — depending on segment.

Step 04

Hot file

For tough cases, the history, emails and partial payments are bundled for your legal team.

Three variants

Same service, three profiles, three stacks

Industrial cleaning company

400 B2B clients, monthly billing cycle, frequent delays from large structures.

Sage APIn8nClaude 4.7Gmail
Result

Average payment delay: 52 → 34 days. Zero accountant time on routine dunning.

Physiotherapy clinic · 3 practitioners

Insurance + patient share. Files blocked by missing documents.

Doctolib APIMakeOpenAIGmail
Result

Patients reminded automatically to provide documents. 80% of files unblocked without human intervention.

Food export SME

Multi-currency clients in Asia and South America. Time differences, letters in English and Spanish.

CegidPythonClaude 4.7WhatsApp Business
Result

Reminders sent on the right channel (email EU, WhatsApp LATAM), right tone, right language.

What it changes
  • DSO (average payment delay) reduced by 20 to 40% depending on customer mix.
  • Zero forgotten reminders.
  • The hot file lands at your legal team already complete, no manual reconstruction of exchanges.
  • Adjustable tone: a distracted good payer is not chased like a notorious late one.